A rental property pro forma can look incredibly precise. But every one of those numbers starts with an assumption. And when those assumptions are projected 10, 20, or even 30 years into the future, small differences can meaningfully change the outcome on the page. On...
If you locked in a mortgage somewhere around 4 percent a few years ago, I understand why you would want to protect it. A rate like that has real value. And if using the equity in that property means refinancing closer to 7 percent, the natural reaction is pretty...
Active investor. Passive investor. Flipper. Buy-and-hold investor. Those labels can be helpful, but they can also make investing feel like a choice about who you are instead of what you are actually trying to accomplish. On last week’s Not Your Average Investor Show,...
Florida gives real estate investors some pretty obvious reasons to hesitate. When the risks are that visible, avoiding the market altogether can feel like the safer decision. But visible risk also gives us something useful. We can study it. On last week’s Not Your...
$77,500. That is roughly what a Florida household reportedly needs to earn each year to afford a two-bedroom rental without spending more than 30% of its income on housing. At the same time, investors have been hearing a very different kind of headline about interest...
When most investors open a rental property pro forma, the first question is usually pretty simple: What return does this property show? Naturally, that’s where our eyes go first. But after looking at a lot of pro formas over the years, one thing has become clear: the...
