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Budgeting 101: How to Prioritize Investing

The one thing that nearly every financially secure person credits for his or her success is the importance of discipline, both in spending and making sensible investments. No, it isn’t even luck finding a high paying job or inheriting a windfall young. Once...

Budgeting 101: How to Plan for Disasters

Few people go through life without encountering some kind of a disaster. It might be job or personal loss, or tied to a weather event for which no amount of preparation will provide enough protection. The common denominator for getting through and past a destructive...

Do You Need a Morning Ritual?

A morning ritual could be the secret to a more productive and satisfying personal and work life. What you do after waking and before going to work or meeting your obligations to others can make a difference in your entire day. It’s a way to practice being in charge of...